Need Help with Cash Flow? Get Paid Now

Not all businesses suit debtor finance or Factoring. Some margins are just too tight to give away to a finance company. Never the less most of the time, margins are tight, due to the lack of stock or cash flow in the business to achieve the growth goals needed to turnover products and make more money. Some industries shouldn’t use debtor finance or factoring, however, with out cash flow they simply cant pay their fuel, wages, or other bills in the time frame. With out cash flow, the life blood of any business would dry up and cease. Not all debtor finance or Factoring products are easy to understand, or have simple costing. Financing your invoices, doesn’t mean they collect them. Doesn’t mean they chase them either. Its finance only.

Trade Debtor Finance Consultants, in one call puts all this to rest. We listen to your needs and at no direct cost to your firm, find up to 4 of the best solutions in front of you in writing. They also get the lenders on your side, helping them understand your situation. Trade Debtor Finance Consultants has hundreds of referrals and is a family based business. If you would like help or just better understand this product. Give us and obligation free call.Which one is better for you?

Learn all you need about Factoring in one call.

Group of successful smiling business people

Learn all you need about Factoring in one call.

Learn all you need about Factoring in one call.

There is no better time to inquire about Factoring and how it can help your business grow.  Therefore you have nothing to lose and everything to gain.  It can start with a phone call for a chat, and end with an understanding of how products may work with your business. Continue reading

Is Debtor Finance (Factoring) great for Business.

 

make money with Factoring

Debtor finance solutions helping us through tough times!

Debtor Finance can be also be known as Factoring, Invoice Finance, and Invoice discounting. No matter what name they use. Its getting an advance on outstanding debtors. As a result many business owners can avoid cash flow issues in Growth. Continue reading

Businesses need Cash flow for growth.

Starting a new business or maintaining and established is very hard if you don”t have basic cash. Most business owners have the equity at first to sustain the basic growth in their business. This will often be way of property equity or basic cash.

During the first two years of business it would be vital to have a bank backed facility. However this is not often the case. Owners are forced to take loans or use up most of their equity in cash to survive.

Factoring, Debtor Finance, and or Invoice Discounting has always  been available for young growing businesses. Basically if you invoice other business clients and they have terms for payment. Then Factoring  of invoices could be an alternative to free up some of your cash for growth.

In general to factor and invoice is to offer that completed invoice to a finance company. They will offer a percentage of that invoice once verified to your bank. The debtor owing the invoice will pay the full invoice amount into the financiers account. Lastly the financier will release the rest of the invoice, less fees, to your bank. This will complete the transaction.

Depending on the facilities will depend on how many clients or invoices you wish to finance for growth.  Therefore the less you factor, the more the risk. The more risk the less the finance will finance. If there is high risk, pricing will also be high. Low risk you can negotiate lower fees.

Businesses need Cash flow for growth.

Businesses need Cash flow for growth.

With over 15 years experience in these facilities, I ask one question. Why Guess? Our consultancy firm offers in writing a free quote. Consultants will explain your options and give you choice. Having experience in many facilities for a wide range of businesses will only aid you in whether it suite your needs or not. Our firm strives in helping you for the live of the loan chosen, should you agree with our lenders. Finally even after we have completed our quote, you still have a choice to say no.

Trade Debtor Finance Consultants is family owned and has place successful over 500 clients since 2010. This firm strives to offer clients the best explanation of these products and lenders available. If you would like to know more, please email accounts@tdfc.com.au or phone 0460 448 955